Privacy Policy
Effective Date: March 2026
1. Responsible Authority
For the purposes of data protection, the responsible authority for the collection, processing, and use of personal data is: Interpay Tech Ltd. (“Interpay”, “we”, “our”, “us”), a Canadian company registered as a Money Services Business (MSB) with FINTRAC and as a Payment Service Provider (PSP) with the Bank of Canada.
Registered Office: 807-130 Spadina Ave, Toronto, Ontario, M5V 2L4, Canada
Email: office@interpay.tech
2. Information We Collect
Information you provide:
- Personal details (name, address, email, phone number)
- Financial information (bank account, credit/debit card)
- Business details for company accounts (registration, ownership, directors)
- Information submitted during support, surveys, promotions, or account registration
Information we collect automatically:
- Technical data (IP address, browser type, device, operating system)
- Usage data (pages visited, clicks, session duration, interaction data)
- Transaction data (payments initiated, currency exchanged, card usage)
Information from third parties:
- Payment partners, banks, analytics providers, or credit reference agencies
- Other services or platforms provided by Interpay
3. How We Use Your Information
We may use your data to:
- Provide and administer our services
- Comply with legal, regulatory, and compliance obligations
- Monitor, prevent, and detect fraud or unauthorized use
- Improve our services and personalize user experience
- Facilitate payments, FX transactions, and card services
- Communicate important updates or changes to services
4. Sharing Information
We may share information with:
- Banking and payment partners to process transactions and verify accounts
- Regulators and authorities for AML/CTF compliance
- Third-party service providers acting on our instructions
We do not sell your personal information.
5. Cookies and Tracking
We use cookies and similar technologies to:
- Distinguish users and improve navigation
- Measure effectiveness of our website and services
- Customize content and advertisements
Details on cookies can be found in our Cookie Policy.
6. Security and Storage
- We implement appropriate technical and organizational measures to protect your data.
- Sensitive data (bank account, card information) is encrypted during transmission.
- Access to personal data is restricted to authorized personnel with a business need.
- We maintain procedures for handling data breaches and will notify affected users and authorities when legally required.
Note: No electronic system is 100% secure; you also have a responsibility to safeguard your credentials.
7. Retention
We retain personal and business information only as long as necessary to:
- Fulfill the purpose for which it was collected
- Comply with legal, accounting, and regulatory obligations
8. Your Rights
Subject to applicable law, you may:
- Request access to your personal and business data
- Correct or update inaccurate information
- Request deletion of data when no longer needed
- Withdraw consent previously provided
- Object to processing where allowed by law
- Receive your data in a machine-readable format
- Know whether your data is transferred internationally and the safeguards applied
Requests can be made via office@interpay.tech.
9. External Sites
Our website may contain links to partner or affiliate websites. We are not responsible for the privacy practices of external sites. Please review their privacy policies before providing any personal information.
10. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Updated versions will be posted on our website. Users will be notified of significant changes by email where appropriate.
11. Contact
For questions or concerns regarding this Privacy Policy or data protection:
Email: office@interpay.tech
Website: www.interpay.tech